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The types of loan you can use to buy a house or flat that are paid off over a long period of time. The loan is secured on the property, which means that the mortgage lender can go to court to evict you if you do not keep up the repayments, or if you break the terms of the mortgage agreement.

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Use our debt management tool to get free, impartial debt advice.

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Dealing with debt

Your legal rights when you have debts, and the protection you have from people who are demanding money from you.

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What are the powers of bailiffs and debt collectors?

Your rights when dealing with bailiffs or debt collectors.

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Magistrates court fines

If the magistrates court convicts you of a criminal offence it may impose a fine, which is payable to the court. Use our advice tool to find out what to do next.

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